• Business

    7 Signs Your Tankless Water Heater Needs to Be Repaired or Replaced

    A tankless hot water system is a fast and convenient way to get the hot water you need nearly immediately. A plumber is an expert that installs and repairs your unit over the years. Below are seven signs you might currently need a system repair or replacement.

    1. A Complete Lack of Hot Water

    Turning on the tap for your hot water and not getting any is a sign that your tankless water heater is in need of immediate repair or replacement. It’s not unusual for older systems to suddenly stop working, but often it simply needs a repair. Get the advice of plumbing professionals before purchasing a new system.

    2. Strange Noises and Hot Water Restriction

    Like any water heater system, a tankless one can offer up strange gurgling noises in the line when experiencing problems. It can mean you are developing a mineral clog that can be cleaned out. Stay in tune with the operation of your system and call in an expert if you begin to hear weird noises or the flow of hot water slows to a trickle.

    3. Water Leaks

    Water leaking from your tankless hot water system needs to be repaired quickly to keep from damaging the interior of your home. You can have a major flood inside if you let the problem go. It’s not one of the more expensive repairs and can save you a ton of money in home repairs.

    4. Not Offering Enough Hot Water

    Your household hot water demands can change over the years. Families grow and the hot water demands increase. Call in a plumber to discuss your hot water needs and have the smaller system replaced with one providing plenty of hot water.

    5. Aging System

    Tankless hot water systems need to be replaced after a couple of decades of consistent use. It’s better to plan the replacement ahead of time than wait for it to break down. You can budget for the replacement unit easier when it’s done on a non-emergency basis.

    6. Higher Energy Bills

    Revisit the age of your tankless water heater system if you begin to see your energy bill creeping up over a few months time. You begin to lose efficiency at about year 15 and beyond. Newer models will have a more energy-efficient design than the one you purchased long ago.

    7. Increased Repair Costs

    If your tankless hot water system has had to undergo more than two major repairs in recent years, it’s time to start shopping for a replacement. The need for repairs will escalate over time. You’ll begin to lose the benefits of energy savings through repair costs.

    Get the advice of a trusted plumber the minute you begin to experience problems with your tankless hot water system. To learn more, please visit the www.caldwellplumbing.ca website.

  • Business

    4 Ways CRM Can Help Eliminate Errors and Inaccuracies

    A single mistake can lead to many problems, especially for realtors who may already be struggling to stay organized. Real estate CRM software can provide a number of powerful tools that may be used to cut down on errors, reduce instances of oversight and ensure that inaccuracies are more likely to be noticed and fixed. Feature-rich software applications and systems can do much to help ensure that real estate professionals make fewer mistakes.

    1. Staying Organized and On-Task

    With so many different leads, clients and properties that need to be juggled, it can become easy to loose focus. Real estate CRM solutions can help to improve organization and to ensure that busy professionals do not find themselves feeling lost or getting overwhelmed. Automating key aspects of relationship management can make a real difference for those who are seeking out resources that can help to improve organization and focus.

    2. Pulling Up Multiple Data Sets

    There is always more than one way to look at a situation. Real estate CRM systems that can allow different reports, documents and data to be pulled up and reviewed with the push of a button can dramatically improve accuracy. Mistakes and errors that may have otherwise escaped notice become easy to spot by examining different aspects of a real estate business. Comprehensive report generation and breakdowns detailing almost all aspects of their client relations as well as a real estate professional’s day to day efforts can be of enormous benefit.

    3. Tracking the Bigger Picture

    Market trends, client habits and other patterns can be difficult to outline when viewed too closely. CRM resources make it much easier to keep track of the bigger picture. From seasonal and quarterly reports that may indicate new patterns within the local real estate market to planning to take on more clients or to expand the firm, the ability to look at the big picture can be quite an asset. At the IXACT Contact website, you may be able to find more information and resources.

    4. Learning From Past Mistakes

    Misteeps that go unnoticed mean that learning form past mistakes is not an option. Tracking and managing different aspects of their client interactions, marketing and promotional strategies and the other aspects of their operation can provide realtors with the insight needed to spot past mistakes. Real estate CRM applications can be a significant resource for realtors striving to grow beyond their current situation or professional limitations.

    Real estate is a competitive market and the professionals who have access to the best resources may be able to enjoy a real advantage. CRM systems that automate key processes and workflow can go a long way towards improving accuracy and overall efficiency. Investing in the latest systems and applications can provide real-estate professionals with the means to eliminate many of the missteps and oversights that might otherwise result in the loss of a sale.

  • Business

    How Disability Law Can Protect Your Income

    Disability insurance is allowed under the law and is designed to protect your personal finances and the financial interests of your dependents if you develop long-term disabilities such as fibromyalgia or chronic pain. These disabilities may make it difficult for you to work, which results in a loss of income. A disability lawyer may be able to help you apply for worker’s compensation disability and other programs. If you do not qualify for worker’s compensation or other programs to replace your income, this insurance can keep your family financially afloat.

    Protecting Your Financial Future
    About one out of every four people will become disabled by the age of 67. Your ability to earn an income is likely to be your biggest asset. A disability curtails your ability to go to work and earn a living. Without your income, it might be impossible to pay your rent or mortgage, pay your utilities and put food on the table. Disability insurance provides you with monthly income in the event that you experience a disability that is expected to last for at least one year. Once the disability is certified by your physician, you begin receiving the payments.

    Covering Basic Expenses for Your Family
    The amount of insurance for a disability that you need depends on your dependents and your expenses. If you have a mortgage and one or more children, you will need more insurance for disability income compared to a person who has no dependents or who has paid off the mortgage. If you were not working, you could have fewer expenses related to going to a job, such as no need for business attire and no daily commuting expenses. Make sure that your monthly payments from your insurance policy would meet at least 90 percent of your current income. Keep in mind that inflation could increase your need for income in the future. A monthly payment of $2,000 CAD in 2017 may not buy as much 10 or 20 years from now.

    Supplementing What Your Employer Offers
    While about 40 percent of employers offer short-term insurance for a disability and 33 percent offer long-term insurance for a disability in their job benefits, most do not. Of those who do have an employer-based insurance for disability, it only covers about 60 percent of their monthly income. Purchasing a private insurance policy for a disability could supplement any coverage provided by your employer. Under disability law, you have the right to use private insurance to supplement the remainder of your income. If you do not have employer-based coverage, a disability lawyer can work with you to find the right coverage and arrange payouts. To learn more, visit Disability Lawyer Toronto.

  • Business

    Hearing Loss Diagnosis and Treatment in Canada

    Hearing loss is defined as the impaired ability to make out distinct sounds. Millions of Canadians suffer from hearing impairment with the older population being the most affected. Hearing impairment, if left unattended, can lead to social as well as cognitive disorders such as depression and isolation. Hearing impairment is a chronic condition that can have an impact on the life of the affected individual. Many young people who have hearing impairment are born with some degree of the condition and it progresses as they get older.

    Causes of Hearing Loss

    Deafness is a big problem in Canada. At least one in every ten Canadians has a hearing impairment. If speech is your primary method of communication, developing mild to profound hearing loss can affect your ability to communicate, and at this point, you should consult an audiologist for help. However, you can have a hearing impairment or deafness but still be able to speak clearly. Some of the major causes of the condition include:

    • Old age. Deafness due to old age is the most common in Canada.
    • Physical trauma. People who had an abusive childhood and brain injuries have a higher risk of developing the condition.
    • Some medications. Certain medications can cause permanent hearing damage. An example of this type of medication is some controlled antibiotics.
    • Illnesses. Certain illnesses are known to cause hearing impairment. Some of these diseases include alcohol syndrome, meningitis, AIDS, autoimmune disorders, and mumps.
    • Noisy environment. Long-term exposure to loud, consistent noises can also cause irreversible hearing impairment. Working in a loud plant or listening to music with volumes beyond recommended levels — on devices such as cell phones and iPods — is known to damage your hearing ability.
    • Genetics. In some cases, children can inherit hearing complications from their parents. Infants born with hearing complications constitute a large part of the population suffering from this condition.

    Hearing Loss Treatment

    If you suspect that you’re losing your hearing ability, get a hearing assessment from a certified audiologist. Typically, treatment is administered in a hearing clinic. Hearing clinics offer patient consulting services at a small fee. The most common, perhaps the only type of treatment, depending on the individual situation, for hearing impairment is hearing aids. Hearing aids are electronic devices that amplify the volume of sound. These devices can be customized to increase effectiveness in different situations such as talking on the phone or when you are in a noisy environment. The type of hearing aid recommended will depend on the type of hearing impairment a person is suffering from.

  • Business

    Keeping Kids Safe During Hot Weather

    Child care can be a challenge even in the best of times. However, when the weather turns hot and humid, it may limit what a caregiver can do to keep a child entertained. What are some ways to make sure any little one under your supervision has a good time until its time for him or her to go home?

    Make Sure to Find Shady Areas If Playing Outside

    If you have small children playing outside on a hot day, make sure that they have access to shade whenever they need it. It may also be a good idea to limit how much they are allowed to exert themselves when they are in open areas that may be directly under the sun’s rays. Although shaded areas may be cooler or darker than surrounding outdoor spaces, make sure to provide sunscreen and plenty of fluids for the kids and for yourself.

    Bring the Kids Inside Frequently

    During extremely hot and humid days, it only takes a few minutes for a child to succumb to the effects of heat stroke. Therefore, limit how long the children are allowed to play outside. If you run a daycare, it may be worthwhile to have a policy that keeps children inside when the actual temperature or the temperature it feels like when humidity is factored in goes above a certain number.

    Ensure Proper Ventilation While Inside

    Running a fan while indoors with no windows or doors open can actually make a room warmer. This is because the fan is just circulating hot and humid air around without taking any of the moisture away like an air conditioner would. This means that you need to open a window or door and allow the fan to replace air inside the room with outside air, which should help to reduce humidity and temperature.

    Stay By the Pool If Necessary

    If you don’t have access to air conditioning or any other way to keep temperatures cool indoors during the day, it may be a good idea to head to the pool. The cold water will keep a child’s internal temperature within a normal range. The children will also enjoy spending the day sliding, diving or just splashing around. Alternatives to a day at the pool include spraying them with a hose or setting up a sprinkler that they can run through during the hottest part of the day.

    The safety of any child you are looking after should be your top priority. This means ensuring that he or she has access to water, shade and cool indoor areas to occupy when the weather outside gets too hot for that child to tolerate. The Wee Watch Licensed Home Child Care website has more relevant information and resources available on their website.